Протидія шахрайству у банківській сфері

Viktor NIKITENKO

doi:10.31617/zt.knute.2022(120)07

Authors

Viktor NIKITENKO State University of Trade and Economics https://orcid.org/0000-0002-1785-1819

DOI:

https://doi.org/10.31617/zt.knute.2022(120)07

Keywords:

raud, financial fraud, financial resources, object and subject of encroachment, property, methods of fraud, anti-fraud.

Abstract

Introduction. An urgent issue is to ensure the safety of funds of banking institutions, which are encroached upon both internally (bank staff) and externally (borrowers). It is possible to increase the effectiveness of combating various types of fraud in the banking sector, primarily through criminal law, which will provide an opportunity to secure financial resources.
Problem. To achieve this goal, it is necessary to create a system to combat financial fraud, regardless of it, by making proposals to improve the criminal law of Ukraine.
The aim of the article is to study the criminal legislation of Ukraine in terms of combating fraud in the banking sector and formulate proposals for its improvement by making appropriate changes.
Methods. The methodological basis is a numberof general scientific, special criminal law and criminological methods.
Results. The criminal law norms according to which fraud in the sphere of banking activity is qualified are investigated.It has been determined that the object of encroachment in the banking sector is the financial resources that constitute the property of the relevant institutions.It is proved that the term «financial fraud» is covered by the general concept of «fraud», defined in Art.190 of the Criminal Code.
Conclusions. The domestic legislator was asked to make appropriate changes to Art. 222 of the Criminal Code, excluding from the scope of financial services banks, and actions aimed at the appropriation of their credit funds to qualify for the relevant parts of Art. 190 of the Criminal Code.

Author Biography

Viktor NIKITENKO, State University of Trade and Economics

PhD (Law), Associate Professor, Associate Professor of the Department of legal support of business activity

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